Overview
Faculty, staff, and students traveling on university business are eligible for UC travel insurance through ACE American Insurance, a Chubb company. Premium costs for travel insurance coverage is paid by the university. There is no cost to the traveler.
Benefits for travel within the US are limited. Travelers should use health insurance for medical care if you are sick or injured while traveling domestically. Outside the US, the travel insurance can serve as the primary coverage for medically-necessary treatment of illnesses and injuries. Other travel insurance benefits for international travel include security evacuation, trip cancellation/interruption/delay benefits, emergency family reunion, and personal property loss.
Please refer to the UCOP Travel Risk and Insurance web page for more information.
Travel insurance coverage is extended to traveling companions of eligible UC employees and students who are traveling on the same itinerary. Travel registration for traveling companions is not required.
Registering for Travel Insurance
Travel within the state of California does not need to be registered.
Travelers are registered automatically when travel is booked through the ConnexUC agencies, BCD Travel, UC Travel Center, or Short’s Travel. If you booked through any other means, including ConnexUC Southwest SWABIZ, or directly with an airline, you must register your travel in the UC Away system before you leave for your trip. Trip registration enrolls you to receive health and safety alerts by email for your travel destination. This also helps Berkeley Risk Management contact you if there is a security event in your destination.
After Registering for Travel Insurance
Travelers will get an email from Crisis24 with a link to the contact card of the emergency assistance provider, Chubb-AXA Global Travel Assistance. They can provide referrals or appointment assistance if you need medical care while abroad, advice if you lose your passport, or guidance if you are involved in a safety and/or security incident. You can also download the free mobile phone app ‘Worldcue Mobile’ from Google Play or the iOS Store to access global security intelligence while traveling. The app also features a quick-connect ‘Hotline’ button to reach Chubb-AXA Global Travel Assistance.
Please refer to the UCOP Travel Risk and Insurance web page for additional information about travel insurance benefits, the mobile app, claim submission guidance, and travel insurance Frequently Asked Questions.
Personal Travel Insurance
UC-affiliates, including employees, students, alumni, and retirees, can purchase personal travel insurance through the UC Personal Travel Program, also known as UC Global Travelers Insurance Program. This program offers three travel plan options designed to integrate travel insurance benefits with valuable travel assistance services to help provide the extra protection you need while traveling internationally.
Please refer to the UC Personal Travel Program web page for more information about the options and how to enroll.
UC Rental Car Insurance
Having insurance coverage in the event of a collision, injury, or property damage is essential, and, in many cases, may already be provided through UC’s contracts. Please review the table below for guidance on when you should purchase insurance offered through the rental car agency, and when you can decline the additional insurance because you’re already covered. Additional information is outlined in ConnexUC under 'Resources.'
If you are renting a vehicle for a large group or other high-risk activity, you may want to consider purchasing Supplemental Liability Insurance at the time of rental.
The best practice is to reserve your rental car through ConnexUC whenever possible.
- When coverage is included, it applies to UC employees, traveling companions of employees, and non-employees on official UC business
- Supplemental Liability Insurance is typically not needed, but please consider purchasing it if you are renting for a large group or high-risk activity
Vehicle Rental Location | Vehicle Rental Agreement | Method of Payment | Collision Damage Insurance | Liability Insurance for Injury or Damage |
---|---|---|---|---|
United States | ConnexUC/UC Agreement | US Bank Corporate Travel Card | Covered | Covered |
United States | ConnexUC/UC Agreement | Personal credit card / cash | Covered | Covered |
United States | Non-contracted agency | US Bank Corporate Travel Card | Covered | Not included; your personal insurance must cover |
United States | Non-contracted agency | Personal credit card / cash | Not included; purchase from agency | Not included; your personal insurance must cover |
Canada | ConnexUC/UC Agreement | US Bank Corporate Travel Card | Covered | Covered |
Canada | Connexxus/UC Agreement | Personal credit card / cash | Not included; purchase from agency | Covered |
Canada | Non-contracted agency | US Bank Corporate Travel Card | Covered | Not included; your personal insurance must cover |
Canada | Non-contracted agency | Personal credit card / cash | Not included; purchase from agency | Not included; your personal insurance must cover |
Other Foreign | Connexxus/UC Agreement | US Bank Corporate Travel Card | Covered; may have deductible | Not included; purchase from agency |
Other Foreign | ConnexUC/UC Agreement | Personal credit card / cash | Covered; may have deductible | Not included; purchase from agency |
Other Foreign | Non-contracted agency | US Bank Corporate Travel Card | Covered; may have deductible | Not included; purchase from agency |
Other Foreign | Non-contracted agency | Personal credit card / cash | Not included; purchase from agency | Not included; purchase from agency |